Brian BaileyA new product launched by NCR Wednesday could mean the software that makes many ATMs work will soon reside in the cloud.

The new NCR Kalpana enterprise software platform runs self-service devices remotely, initially through a thin-client Android platform, and could reduce the cost of ATM ownership by up to 40%, NCR said Wednesday. ATM operator Cardtronics is apparently already piloting the software in ATMs in Frisco and Plano, Texas.

"It's one of the biggest announcements we've made in years at NCR within our financial services division because we do believe this is arguably one of the most disruptive announcements in new technologies to hit the ATM industry in decades," said Brian Bailey, pictured at left, who is vice president of software and branch transformation at NCR.

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