The NCUA board proposed a revised risk-based capital rule on Jan. 15. Read how the new rule differs from the originally proposed rule and how the new regulation is expected to affect credit unions at the links below.

Individual Capital Requirement Still a Concern: The NCUA removed from its new RBC rule a provision that would allow the agency to individually set capital requirements outside the rule, but NAFCU says the process could now show up in exams.

McWatters Rejects RBC: Watch Board Member J. Mark McWatters explain why he feels the NCUA lacks legal authority to enforce a two-tier capital system.

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Risk Weight Details: View two charts included in the revised risk-based capital proposal that detail risk weight requirements for all covered asset classes.

NCUA Eases Risk Weights: The revised risk-based capital rule lowers risk weights for consumer loans and MBLs, raises the asset size of credit unions affected and extends the rule's effective date to January 2019.

Fraud Kills 41% of Credit Unions: The NCUA releases startling data regarding fraud and credit union failures in its revised risk-based capital rule.

NCUA Will Live Stream Board Meetings: Vice Chairman Rick Metsger's prepared remarks on the risk-based capital proposal include an update on agency efforts to make meetings more accessible to the public.

NCUA Schedules RBC Webinar: This Jan. 21 event will review the new, revised rule.

Listening Sessions Provide a Peek at RBC Rule: Hear what credit unions told the NCUA they hated about the original rule and what changes to expect in the revised version.

Matz Updates Congress on RBC: NCUA Chairman responds to concerned lawmakers, who wrote the NCUA in large numbers about the originally proposed rule.

NCUA Will Propose Revised RBC Rule: Read why there have been two rules and what credit unions rejected the first time.

Gingrich Calls RBC Rule Inappropriate: Even the former Speaker didn't like the originally proposed rule.

 

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