Call 2014 the year of mobile banking ascendancy as nearly two in every three credit unions had an app, according to a count by Malauzai, the Austin, Texas-based developer of apps.

Within the ascension, other features such as mobile remote deposit capture have also emerged.

"It really went through the roof for us," David Mickelson, vice president of retail delivery operations at the $1.87 billion UW Credit Union in Madison, Wis., said.

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