If Republicans take control of the Senate, Utah's Orrin Hatch would become chairman of the Finance Committee, the powerful arm that oversees retirement policy in the Senate.

Chances are that would have real consequences for the retirement industry.

Hatch has been a leading voice on retirement reform in both the public and private sectors. Last year, he unveiled his Secure Annuities for Employee Retirement Act.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.