Just in time for Halloween, credit unions across the country have cooked up an array of spooky specials, promotions and events that are more than just entertainment.

Credit unions are using creatures of the night, beloved monsters and other ghoulish characters to promote everything from car loans and debit cards to community spirit, charitable giving and environmentalism.

For example, Element Credit Union's trendy Zombie Card and new Zombie Account, are earning attention from Gen Y members and the media.

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