The rumblings are getting louder. Does Apple Pay presage the death of the plastic credit card?

Introduced nearly half a century ago, the credit card has changed very little since then.

Experts predict that soon, EMV, also known as chip and PIN, will become more prevalent in the U.S. The payment tool changes the format by replacing a card's mag stripe, which tend to be vulnerable to skimmers, with a tiny computer chip. While EMV is relatively new in to the U.S., the technology is two decades old.

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