In May, the National Federation of Community Development Credit Unions' annual conference in Detroit prompted stories of how Henry Ford famously paid his factory workers such a generous wage, they could afford to purchase their own Model T.

Contrast that with statistics Callahan & Associates posted on its blog this week regarding call centers. Among them was a graph that said the mean hourly wage for call center reps is nearly double the national minimum wage.

That may sound encouraging, but $13 an hour doesn't support a single adult, much less a family.

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