The path to chip-and-PIN debit cards for U.S. credit unions got wider this week with an agreement between Visa Inc. and First Data to share Visa’s common debit solution technology for EMV adoption.

“The common debit solution will both support issuer choice and flexibility, allowing network changes without reissuing cards, and merchant and acquiring routing choices without costly host systems reprogramming. Minimal updates are required for all when new participants adopt the solution,” Visa and First Data said in their joint announcement on Wednesday.

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