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The CFPB is ordering Navy Federal to refund more than $80 million to consumers, stop charging illegal overdraft fees, and pay a $15 million civil penalty.
NCUA and Fed data also show credit unions’ share of auto loans in September has fallen from a year earlier.
The list includes six credit unions merging due to poor financial condition and two for poor management.
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Using derivatives to hedge against interest rate risk is not a strategy that looms large on many credit unions’ horizons. However, those that pursue it may find significant advantages, according to 
