Don't expect big, sweeping leaps in credit union mobile banking apps this year. That's the consensus opinion of credit union and industry experts who indicated that 2014 is likely to be a year of small upgrades.

But don't think your credit union can stand still either. 

"We constantly look at what we need to do to improve our mobile apps," said Meghan Gound, assistant vice president of eChannels at the $55 billion Navy Federal Credit Union in Vienna, Virginia. 

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