To be, or not to be mobile, that is the question.

Either way, you've got a problem.

Thirty-two percent of U.S. adults bank online via their mobile phones, according to an August 2013 report from the Pew Research Center. Mobile banking has doubled since 2011. Last year, Juniper Research reported there were 590 million mobile banking users and expects the number to hit one billion by 2017.

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