The NCUA adopted key new rules in 2013 concerning liquidity, CUSOs and fixed assets.

The liquidity rule, approved at the NCUA's October board meeting, requires federally insured credit unions with more than $50 million in assets to adopt a contingency funding plan to address liquidity shortfalls during emergency situations.

FICUs with fewer than $50 million in assets have to maintain a basic written policy that provides a credit union board-approved framework for managing liquidity.

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