If you’re a small dog and you want to play with the big dogs, you may need to find a larger buddy.

That appears to be the case in New York where the state led the nation during the first half of the year in the number of credit union mergers, posting 12 of the 132 on record, according to the latest NCUA’s Insurance Report of Activity.

While the pace wasn’t equal across the entire state, credit unions in the northern region of New York were the most likely to head to consolidation, the data showed. In most cases, it was a struggling, smaller credit union looking for a more secure home with a larger credit union.

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