Tim Segerson, deputy director in the NCUA’s Office of Examination and Insurance, told executives attending the American Credit Union Mortgage Association conference in Las Vegas Sept. 25 the agency continues to explore how credit unions can mitigate real estate loan risk.

Segerson said real estate loans have steadily become a greater part of the industry’s collective balance sheet. Credit unions hold a larger percentage of mortgages on their books than banks of similar asset size, he said.

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