When some students walked in late, Bob Fisher let them know tardiness wasn't appropriate.

"If you walk in late to my business, that's not acceptable. Is the habit of walking in late going to carry over to the workplace? When we say the phones at the credit union are open at 8 a.m., we don't mean 8:10 a.m.," Fisher said.

Fisher, president/CEO of $1.8 billion Grow Financial Credit Union in Tampa, Fla., said the students looked at him like deer in the headlights.

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