The $1.57 billion United Federal Credit Union in St. Joseph, Mich., announced that five employees have been appointed to new positions.

Mark Deckert has been appointed to the position of loss prevention manager. Deckert was previously delivery channel product specialist at UFCU. Deckert's prior financial industry experience includes operations manager and assistant collections manager positions with the $422 million Kellogg Community Credit Union in Battle Creek, Mich., and UFCU, respectively.

Michael Griffin has been appointed to the position of business and mortgage loan advisor. Griffin was previously business services manager with UFCU, where he was responsible for development, design, implementation, and management of all business loan products, services, and promotional support.

Lorie Hayden has been appointed to the position of branch manager at the Niles, Mich., branch. Hayden's prior experience includes manager and assistant manager positions with UFCU branches in Benton Harbor and Buchanan, Mich.

Jonathan Heeringa has been appointed to the position of business underwriting manager. Heeringa will oversee the Business Underwriting Center for UFCU's business lending programs, and will be responsible for the risk management of the business loan portfolio.

Dustin Jankoviak has been appointed to the position of mortgage loan originator. Prior to his new position, Jankoviak was a member service advisor at UFCU's Niles, Mich. branch.

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The $198 million Heritage Community Credit Union in Sacramento, Calif., recently announced that Mathew Harms has accepted the position of chief financial officer of HCCU.

Prior to joining HCCU, he held positions as controller, vice president, ALM consultant and CFO at various credit unions, with responsibility for successfully overseeing a variety of significant financial and operational projects. Harms began his career more than 20 years ago in the call center of what was then Mather Federal Credit Union, now HCCU. He holds an executive MBA from Golden Gate University, an undergraduate degree in finance from Cal State Chico, and is a graduate of CUNA Financial Management School Parts I and II.

The $819 million OSU FCU in Corvallis, Ore. has named Matthew Burford as its new Woodburn branch manager. Burford comes to OSU Federal after seven years in the financial industry including the last four years in a similar role with Seattle-based Home Street Bank in one of their Portland branches. In his last position, he was able to successfully manage and grow the branch in total deposits and client base.

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Clifton Larson Allen in Boston, MASS., announced that Victor Howe, CPA has joined the Boston office as a partner in the firm's local and national credit union practice. Howe has more than 25 years of public accounting experience and specializes in serving credit unions and their service organizations. His responsibilities include monitoring developments within the credit union industry, and maintaining contact with credit union audit committees and management to discuss accounting, operational, and internal control concerns. Howe also has extensive experience working with credit unions on accounting for mergers, fair value measurements, allowance for loan losses, and troubled debt restructuring. Most recently he was a partner with McGladrey.