The practice of collateral risk management is the focus of a new white paper from the CUNA Lending Council.

The “Collateral Risk: Insights on Loan Portfolio Monitoring and Management” paper focuses on the causes of collateral risk exposure, and how macro- and microeconomic factors affect collateral risk.

The research also highlights risks specific to certain loan types, proactively managing collateral risk, implementing systems, policies, and procedures, NCUA requirements, data gathering, and bringing the conversation full circle with a discussion about member outreach.

“In an environment in which few financial institutions have been immune to recent dramatic economic effects on loan portfolios and the collateral tied to them, this paper examines how collateral risk management can be utilized,” according to the CUNA Lending Council.

Complete your profile to continue reading and get FREE access to CUTimes.com, part of your ALM digital membership.

Your access to unlimited CUTimes.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking credit union news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Shared Accounts podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical coverage of the commercial real estate and financial advisory markets on our other ALM sites, GlobeSt.com and ThinkAdvisor.com
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.