A South Carolina credit union is taking what legal experts say is a rare legal approach to combat phishing by filing a civil lawsuit and winning a court order to serve subpoenas on Internet service providers and phone companies related to the case without waiting for a pretrial conference.

The $687 million AllSouth FCU in Columbia, S.C., filed a civil lawsuit last month in U.S. ­District Court for the District of South ­Carolina against unknown perpetrators that gained access to at least 125 members’ accounts, ­according to court documents.

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