Experian said it has acquired Decisioning Solutions and is integrating that company's hosted software to Experian's consumer and commercial analytical and authentication platforms.
Decisioning Solutions is a Toronto-based provider of SaaS-based multi-tenant and multi-lingual software that will now allow Experian to offer small, medium and large organizations the ability "to make secure, on-demand, analytics-based customer decisions so they can achieve and sustain significant growth," said Experian, a UK-based company with American headquarters in Costa Mesa, Calif.
Experian said the integrated offering will become its global SaaS platform for clients in telecommunications and financial services, helping them to reduce acquisition costs and risks by authenticating potential customers, automating processing and decisioning and managing customer accounts.
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"Our clients across a range of industries and geographies are facing an increasingly complex, new business environment. As a result, there is a desire to implement originations and customer acquisition strategies quickly and at low risk. This acquisition means that Experian can build on the capabilities it has in this space to address these needs," said Joy Griffiths, global managing director, Decision Analytics, for Experian.
"Most of our clients rely on Experian for their data, analytics and fraud prevention needs," said Darren Perko, CEO at Decisioning Solutions. "Adding Decisioning Solutions to Experian's portfolio of offerings will strengthen that linkage."
Terms were not announced. Experian, one of the three major credit reporting agencies, said it currently has about 2,000 credit unions among its clients and that about half of them would be targeted users of the new SaaS service.
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