A survey of consumer sentiment conducted by the Discover card brand found credit union members marginally more optimistic than non-credit union members about the economy in general but less optimistic about their own individual economic circumstances.
The Discover U.S. Spending Monitor for January 2013 found that the percentage of credit union members who rated the economy as "excellent" or "good" rose by four points over the same time last year, to 15%, which was one point over the 14% of non-credit union members who rated the economy "excellent" or "good."
At the same time, the percentage of credit union members who rated the economy as "poor" fell by eight points to 45%.
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