Two more credit unions have announced they are adding remote deposit check capture capability to their mobile banking offerings.

They are the $1.4 billion, 56,800-member Dow Chemical Employees CU in Midland, Mich., and the $1 billion, 75,000-member CoVantage CU of Antigo, Wis.

DCECU said it is using the Enterprise Payments Solution from Jack Henry & Associates' ProfitStars operation as its technology provider for mobile RDC, and that more than 10,000 members have signed up for mobile banking itself since that service was launched last summer.

The RDC service allows members to deposit up to $3,000 daily and $10,000 monthly, DCECU said.

“We thought mobile banking would be a great addition to our celebrating 75 years of member value. We are pleased to enhance member convenience with our newly launched mobile check deposit feature,” said DCECU President/CEO Dennis Hanson.

CoVantage, meanwhile, is the first financial institution to use a new partnership between Cachet Financial Solutions of Minneapolis and Tyfone of Portland, Ore., to offer its RDC solution. Cachet's RDC solution is being integrated into Tyfone's mobile banking platform.

After the images are captured by smartphone or tablet, the companies said, Cachet formats the images, corrects any distortions or skewing, utilizing Mitek's patented technology, and confirms that the images meet industry Check 21 and mobile image-quality standards.

“Mobile RDC is a key product when defining 'good service,'” said Bob Van Abel, senior vice president/CIO at CoVantage Credit Union. “We have received wonderful feedback from our members; one even let us know that 'this is the best thing that CoVantage has ever done.”

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