Financial trends show that parity between loan and deposit growth is slowing returning to credit unions, according to CUNA. 

November's numbers don't tell that story, however. The month brought a big deposit gain – 1.3% in November alone – thanks to Nov. 30 falling on a payday Friday. Loans outstanding fell slightly, less than 0.1% during November, driven by a 1.3% decrease in fixed rate mortgages, while other loan categories grew, the trade group said.

Despite the November hiccup, loans outstanding have increased 3.9% year-to-date as of Nov. 30, compared to a 6.4% increase in savings during the same period. That's a vast improvement over financials one year prior, when loans had only posted 0.7% growth as of Nov. 30, 2011 compared to 4.0% deposit growth. Deposit growth far outpaced loan growth in 2010 and 2009, as well.

CUNA Economist Mike Schenk said he expects 2012 year-end loan growth numbers to be between 4% and 4.5%, and savings growth to be around 5%. And, in 2013, Schenk said he's hopeful credit unions will see loans and savings grow equally, between 5% and 5.5%.

The economist also said 2012 year-end numbers should also show membership increased by approximately 2.2% and return on assets will be around 80 basis points.