For some members, unstable home values, job insecurity and volatile stock market fears may be more of a concern than what the rates are at their credit unions.

That's according to Brian Turner, director and chief strategist for Catalyst Strategic Solutions, a subsidiary of Catalyst Corporate Credit Union in Plano, Texas.

His analysis comes in light of the Federal Reserve Board's Federal Open Market Committee's recent announcement to keep the target range for the federal funds rate at 0% to 0.25%.

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