Nearly five years after the housing bubble burst and the financial system collapsed, politicians are still clamoring for new ways to free up capital and spark growth across the country. The most recent effort, put forth by Sen. Mark Udall, proposes to increase the lending limit of credit unions from the current level of 12.25% of assets to 27.5%. 

In light of what might become a credit union renaissance, IBISWorld has identified the top 10 industries that would most benefit from increased credit union lending capabilities and categorized these industries using its proprietary risk rating. IBISWorld uses multiple factors, including industry drivers, revenue projections and life cycle stages, to estimate risk, which reflects the level of difficulty a company encounters within its industry.

With increased funding for Medicare and Medicaid expected in 2012 and an aging population, it is not surprising that two of the four industries identified as posing low risk to credit unions are in the health care sector.