CUSOs are the secret weapon of the credit union industry.
That was a phrase that we used with our board of directors when we last updated them on the eight CUSOs that we own. CUSOs are vehicles that credit unions can use, often on a collaborative basis, to gain economies of scale, increase specialization and expertise, and deliver innovation. Through CUSOs, credit unions can gain many of the advantages that mergers promise, without all the mess.
Unfortunately, we have done such a good job of keeping CUSOs a secret that many credit unions do not realize how effective they can be.
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