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Gen Y Back Talk: Splurging in Spite of Tight Budgets

Im not the wisest about spending money, especially when it comes to things like clothes, shoes and accessories. Im guilty of buying items for the life I wish I were living, instead of for the life Im actually living. For example, I recently bought this big, floppy, black and white...

By Natasha Chilingerian | Updated on July 02, 2012

I’m not the wisest about spending money, especially when it comes to things like clothes, shoes and accessories. I’m guilty of buying items for the life I wish I were living, instead of for the life I’m actually living. For example, I recently bought this big, floppy, black and white sun hat and envisioned myself wearing it as I strolled along the beach every weekend in Malibu. And guess what–my feet haven’t touched the sand once this year.

I’m not as bad a spender as some of my fellow Gen Y-ers are. Some have to be seen in a luxury car, even if it means a monthly payment of $500 and premium gas. Some insist on going out to trendy restaurants and bars  so as not to miss out on their local social scenes when staying home with a home cooked meal and a bottle of wine would have been much cheaper.

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Natasha Chilingerian

Natasha Chilingerian

Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.

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