Michigan’s United Bay Community Credit Union, primed to formally complete a merger next Tuesday of a Kalamazoo-area peer, is setting its sights on becoming a major industry player in the state in two years perhaps reaching $500 million.

That was the word Friday from the $170 million Bay City credit union as it finalizes its takeover of the $28 million Access First Federal Credit Union of Mattawan. The consolidation would enable United Community, located on Saginaw Bay on the Michigan “thumb”, to grow a statewide operation, said a spokeswoman.

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