The last few years have been very interesting to comment on the news and, while some things have slowed down now is no different. Many issues from credit union management to matters in Washington continue to evolve and deserve commentary.

The more modern, horizontal org charts for credit unions and other businesses have done wonders for giving more people a voice in the operations of their business and allowed more ideas and innovation to move uphill. At the same time, some are discovering that employing vice presidents along various verticals creates a void for successors at the top.

I understand this concern but I also believe that leadership is leadership, whether it's overseeing the lending program or the entire credit union. Some people have it, some people develop it and some won't.

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