At the beginning of each year, pundits rely on the old trusty trends they saw over the last year, what they see for the coming year and New Year's resolutions. That's what readers expect and there's a comfort in getting what you expect.

The NCUA "welcomed" a GAO report that essentially said the agency was unprepared to deal with the corporate crisis and has been less than transparent during the corporate resolution process. This report confirms accusations from all corners of the industry regarding the agency's flow of information.

The Wall Street Journal caught wind of it and ran a piece on Jan. 5. The article reported, "The GAO said a lack of documentation opened the regulator to 'questions about its ability to effectively estimate the total costs of the failures and determine whether the credit unions will be able to pay for these losses.'" Not the kind of national attention you want to grab as membership growth has surged following the last few months.