Google, Visa, MasterCard, Sprint, and even Pentagon Federal Credit Union. The list of early proponents of innovative near field communication tap and pay mobile technology keeps growing. But that brings two questions into sharp focus.

Is NFC in fact the one? And if NFC in fact is the winner, when will the fight end? Because, right now, aside from stray pilots (such as at PenFed and also Google’s NFC rollout with Sprint on the Nexus phone), NFC is thin on the ground. Sightings are rare, and those who can claim to have actually used it are not many. 

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