The NCUA needs to do a more thorough review of how it protects the privacy of its computer users and data, according to a report by the agency's Office of Inspector General.

The focus should be on how often it relies on Social Security numbers and other "personally identifiable information'' as a means of access to its data.

By performing this survey, the agency "will reduce the risk of exposing its sensitive data to a breach of confidentiality by an authorized or unauthorized entity. Ultimately, this could prevent public embarrassment for the agency and a loss of trust by the public.''

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