oFlows Inc., a San Francisco-based provider of paperless origination solutions for credit unions and banks, has been sold to online account opening pioneer Andera Inc. of Providence, R.I.

"The combination will improve Andera's customer experience and provide a technology upgrade; it will also increase Andera's efficiency when implementing and maintaining client websites," Andera said in a statement.

Charlie Kroll, Andera founder and CEO, said, "Financial institutions can work with a single provider to originate all products in all channels–mobile, Web, call center and branch. Having one platform and one vendor simplifies life for our clients–and provides a better experience for their customers and members." 

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