Pamela Mullins, a former employee of N&W Poca Division FCU, has been sentenced to 30 months in prison for her role in a fraud scheme that depleted the credit union of $2.4 million, the U.S. Attorney's Office for the Southern District of West Virginia announced.
The scheme contributed to the 2008 failure of the West Virginia credit union, the government said.
She's also been ordered to pay a total of $2,406,804 in restitution.
The 46-year-old, a resident of Bluefield, W.Va., confessed that her embezzlement activities began in 2003 and included making fake deposits into her checking account and family members' accounts, taking loans from the CU and posting fictitious payments, and issuing official CU checks to herself, family members and third parties without keeping records in the CU's books, the government said. The CU did not receive any money to back up her deposits and loan payments.
Mullins' former co-worker, Rebecca Poe, was sentenced in July to four years and three months in jail for her role in the scheme. Poe, 36, of Falls Mills, Va., also faces a $2.4 million restitution payment, authorities said.
The NCUA liquidated N&W Poca Division FCU, which had assets of $6 million and 1,194 members, in October 2008.
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
Natasha Chilingerian
Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.
