Online and mobile banking are quickly becoming the same thing, according to a new report from Forrester Research. This slide show illustrates the points made in the report, authored by the think firm's Jacqueline Anderson and based on data from 16 countries where Forrester conducted surveys in the past year.

Demand for anytime, anywhere access and the spread of mobile technology in general and smartphones in particular are responsible, although adoption pace varies from country to country.

To get a better understanding of the blurring line between Internet and mobile banking, the Forrester researchers defined online bankers as consumers who have checked account balances, transferred money, or paid bills at a bank's website in the past three months. Mobile bankers were defined as those who have ever used mobile banking services via text alerts, mobile Internet, or a mobile application to check account balances, transfer money or pay a bill.