There's too much going on these days to focus on one thing. Sure there are lots of options to write about but it can also be distracting. So here's a spin around the credit union industry in 800 words or less to highlight a few big issues.

Credit unions improved their overall HealthScore, according to Glatt Consulting, LLC, to 2.466 from 2.263, the lowest point it hit in a decade. Glatt's scale is from 5 to 0, with 5 being the healthiest, and takes into consideration earnings, capital, growth, member relationships, liquidity, asset quality and efficiency. While there were a lot of positives, membership growth and loan growth lag. Industry may be considered healthy today but without those two components, it could be in for serious woes ahead.

For example, for the first time in several years of the survey, credit unions fell behind banks in a recent online banking satisfaction survey. Online banking in particular is one place that credit unions cannot afford to fall behind.