Everyone needs a Plan B in life–an exit strategy in case what you're doing doesn't pan out. Credit unions are no different in the need for alternatives.
Growing up, the emphasis in my family was school, school, school. When I was ready to graduate college, I panicked and then got depressed. I didn't know what to do with myself. It took me several months after graduation to realize that school was a means, not an end.
I was great at going to school, but I didn't know squat about finding my career path. I didn't have an exit strategy for school.
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