Anyone who thinks U.S. credit unions have only two shared branching networks from which to choose has never met Scott Collins.

Collins is the president of Xtend Inc, a CUSO headquartered in Ann Arbor, Mich. that, among other things, provides what he says is a significantly lower cost shared branch network that can compete very well with the national networks on the local level.

Xtend Shared branching provides a shared branch alternative for CUs whose members primarily will use another CU for transactions across town or across the state, Collins said.

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