As the temperatures across much of America rise to spring-like highs, many people turn their thoughts to planting and weeding their vegetable patch and cleaning and airing out their homes after a secluded winter. Now is a great time for credit unions to dust the cobwebs out of their shops, too.

Credit unions already have to perform due diligence on their vendors to ensure they're complying with regulations. It's also a good time to review and compare vendor offerings. Is a current vendor providing the value you expect? Would you be better off switching?

Credit unions can also look at whether a product is performing as it should? A branch may not turned out to be all you hoped for or administering a particular product may have become more of a burden than its value to the credit union and thus the members. Obviously, credit union executives  must keep in mind their not-for-profit roots while assessing what's best for the credit union overall and the entire membership.