Empower Federal Credit Union, Syracuse, N.Y., announced a $2.5 million "give-back" for 2010. The credit union paid $2.5 million in bonus dividends to reward Empower members for a successful year. Members saw their dividend and interest rebates posted on Dec. 31, 2010. Members must be active in the credit union to receive the dividend. Empower has approximately 90,000 members.

FAA Credit Union, Oklahoma City, rewarded its members with an end-of-year rebate. In total, the credit union returned more than $300,000 of its income to the members. All members who paid interest or earned dividends during the year were rewarded with a 2% rebate or bonus, twice the amount paid in 2009.

Hanscom Federal Credit Union, Hanscom Air Force Base, Mass., returned nearly $730,000 to its member-owners at the end of 2010 in the form of a loyalty dividend. The total represents a 2.5% bonus on dividends earned and consumer loan finance charges paid over the year.

Hawaii State Federal Credit Union, Honolulu, returned $2 million to members in the form of bonus dividends and loan interest rebates. The bonuses and rebates were based on actual dividends earned on share accounts and loan interest paid by members from Jan. 1, 2010 through Sept. 30, 2010.

Massachusetts Credit Union Share Insurance Corp., Westborough, Mass., has rebated $9.85 million of excess assessments to its member credit unions. With the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act, the NCUA permanently increased coverage at federally insured credit unions from $100,000 to $250,000. These excess deposits, which were formerly insured by MSIC, are now insured by the NCUSIF. Each MSIC member credit union has been repaid for assessments on this portion of coverage now being provided by the NCUSIF.

MECU, Baltimore, had loan interest rebates deposited into its members' accounts on Dec. 2. The amount of the rebates equaled 5.85% of the interest members paid on their loans from June 25 to Nov. 30, 2010.

Northwest Federal Credit Union, Herndon, Va., announced that its board of directors and management team rewarded a loyalty bonus in excess of $4 million to its members. Amid a very difficult year for many financial institutions, Northwest Federal posted record earnings and had one of the most profitable years in its history.

PCM Credit Union, Green Bay, Wis., gave its members a rebate of nearly $534,000. The rebate included 7.5% of all loan interest paid in 2010, along with a 50% bonus dividend on the amount of interest earned on all regular share accounts.

SAFE Federal Credit Union, Sumter, S.C., members received extra benefits Dec. 31, 2010, when bonus dividends and loan interest rebates totaling $3 million were posted to accounts. Deposit accounts, including certificates, received a 15% bonus based on dividends received in 2010. Loan accounts (except credit cards) received a 10% interest rebate based on total interest paid in 2010.

Western Division Federal Credit Union, Williamsville, N.Y., announced that a dividend of over $750,000 was paid to its members on Dec. 31, 2010. Each member who paid interest or received dividends in a sufficient amount to warrant a dividend received approximately 12% of interest paid on loans and 50% of dividends received on savings during the year. This patronage dividend is paid in addition to regular dividends.

Xtend Inc., Grand Rapids, Mich., declared its first-ever stock dividend return to its 52 owners. The multi-solution provider CUSO, which completed its 2010 fiscal year Sept. 30, said it released its final audited financials to stockholders on Dec. 7 along with the dividend of 3%.