The credit union industry has many leaders: Credit unions that excel at their business, credit unions that assist other credit unions, and volunteers who spend their free time sifting through inches-thick board packets rather than plopping down for another "Law & Order" rerun.

Credit unions are leaders not only in the U.S. but around the world. The World Council of Credit Unions has had much success in delivering financial services into the hands of the underserved. Employing mobile banking technology to serve the most underserved of areas has been a great way to get these folks in the doors of credit unions and a step toward bettering their financial situations.

"The old model of financial services was to set up branches and wait for members to come to the credit union. Today, credit unions need to respond to the convenience of the member," WOCCU's blog reads.

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