Experian's PreciseID identification and credit verification service is now integrated with MeridianLink's multi-channel account opening and loan origination platform, the companies said.
The integration will provide credit unions with online automated loan and account opening functions combined with accurate, real-time decisions that mitigate fraud and reduce costs, the company said.
The LOS-account opening platform already can be used with verification solutions from other providers, as well as with Experian's older AS3 tools, giving credit unions a choice of suppliers, the Costa Mesa, Calif., company said.
“Banks and credit unions are looking for online account opening and lending solutions that are based on accurate data returns from a variety of real-time inquires like Experian's PreciseID provides,” said Edward Guerin, vice president of business development at MeridianLink.
About 450 credit unions currently use the company's LOS and account opening platform, Guerin said.
The MeridianLink solution is core processor agnostic and consolidates third-party products across Web, branch, call center, indirect and kiosk channels, the company said.
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