Among the questions asked:

Is there a retirement crisis in the U.S.? Ninety-two percent of all respondents said yes. Ninety-seven percent of younger boomers agreed.

Do you have a pension plan? Most of those 44 to 49 years old said no. Many of those 60 to 75 said yes.

What will your expenses be in retirement? Thirty-one percent don't know.

Will your income last through retirement? Thirty-six percent don't know.

What do you fear more-running out of money in retirement or death? Sixty-nine percent feared running out of money more than death. That rose to 77% among younger boomers.

All this sounds like a cry for help, but only 19% of younger boomers are working with a financial adviser. Forty-one percent are receptive to the idea.

“There are a couple reasons for that,” Libbe suggested. “Number one, nobody thought the market would do what it did in 2008 and 2009. A lot of baby boomers have seen short-term bear markets. The market goes up, the market goes down. Now that they're getting close to retirement, a lot of them are thinking, 'Hey, maybe this isn't something I should try to do myself.'”

“Boomers are much more interested now in protecting a portion of their retirement portfolios. They want a nice balance of conservative investments as well as some type of exposure to upside growth. Depending on the sort of products and what kind of education they get from the credit union, it could serve a nice niche between people trying to do it themselves, and people who don't feel they have a big enough portfolio to work with a financial adviser.”

“Could be your boomer members will be paying closer attention to the financial information they receive, including statements from their credit union.”