Within the industry, you hear a lot of people talk about why they are a part of the credit union movement. Today, I'm going to tell you why I'm not.

When I wrote my first Gen Y Back Talk column, I talked about how I moved and needed to find a new financial institution. I looked to join a credit union but came up empty. Two years later I'm still not a credit union member.

There are a number of credit unions I could join. I put my address in www.findacreditunion.com and came up with a list.

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