Card Analysis Solutions, a CU card consultancy run by Ondine Irving, has launched a Web site designed to help consumers find consumer-friendly credit union credit cards.

"This new Web site was created from my vision to provide the best credit card options to American consumers in the wake of the unfair and deceptive practices prevalent with the major credit card market," Irving said. "I knew the majority of credit unions offer the most fair and ethical credit card programs in the market, yet no one was getting the word out effectively. Through communication with nationally known personal financial expert, Suze Orman, we have collaborated to get the word out to America that there are alternative options," Irving added.

Irving explained that each credit union's credit card program is being rated on a five star rating system. A fair and ethical credit card program is deemed as one with either fixed or variable rates less than 18%, no balance transfer fees, no annual fees, late fees at or less than $25 and no penalty pricing.