Since starting this job, I've learned about some great things that credit unions do. As I've said before, my inbox gets flooded with press releases about donations, events, volunteering and other great efforts that banks just don't do.

Right now these are values that my generation-and I think most other generations-appreciate, but credit unions aren't receiving any credit for these efforts. Mostly, I feel, because when it comes down to it, you're just not being smart.

For example, TOMS Shoes is a company that was started in California by a young entrepreneur. For every pair of TOMS Shoes sold, a pair is donated to a child in need. Sounds like a perfect partner for a credit union. But who does TOMS Shoes endorse in a commercial? AT&T.

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