WASHINGTON — The House of Representatives is scheduled to vote Tuesday on a measure long backed by credit unions to expand the services they can offer members.

The Credit Union Regulatory Relief Act (H.R. 5519) includes a provision to adopt underserved areas and new sections that would allow credit unions to offer payday lending services to anyone in their fields of membership and encouraging small business development in rural communities. It also would exclude loans to non-profit religious institutions from credit union business lending caps and give NCUA additional flexibility to determine interest rates on loans from federal credit unions based on increases in money market interest rates or prevailing interest rate levels.

The bill, which is sponsored by Reps. Paul Kanjorski (D-Pa.) and Ed Royce (D-Ca.), excludes some of the more comprehensive provisions that credit unions have pushed for (and banks have opposed) such as risk-based capital reform and raising the member business lending cap from 12.25% to 20%. Those provisions have been part of the Credit Union Regulatory Improvements Act, which Kanjorski and Royce have been trying to get passed for the past five years.