At the end of 2006, former Editor Paul Gentile made a number of interesting predictions for credit unions in 2007. Some proved true–others not. Taking up this fine Credit Union Times tradition, I'd like to tackle some of my former boss' predictions for the last year and make a few of my own for 2008.

Gentile had predicted that someone at the very top of the credit union trade associations would be on the way out the door. This was a very bold but incorrect prediction as it turns out, though I would not have been surprised if it had come true as well.

On a related note, I would predict no–and encourage no–merger of the two national trade associations. Speaking with one voice is important and I am certain there are economies of scale to be gained. However, speaking with one voice could be accomplished on most issues if the two trade associations would quit butting heads and undermining each other.