DAYTON, Ohio — Wright-Patt Credit Union here recently won Prime Alliance's "Best Surging Market Strategy" Award at the mortgage CUSO's annual conference, a prize worthy of particular note because of the area's declining real estate market (a 3.3% foreclosure rate).
Tim Mislansky is senior vice president at Wright-Patt and the president of myCUmortgage, a CUSO of WPCU that does back office mortgage work for some 44 other credit unions.
"Our mission is, 'We Help People Through Life,' and feel an obligation to fight predatory lending," he said. WPCU wanted to seek out a niche, or emerging market and found it had a very low percentage of application and closed loan volume from African Americans, especially compared to the demographics of membership.
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