WASHINGTON — Members are lined up demanding cash, you only have a skeleton staff, and everyone is edgy because of a bird flu pandemic.

That's the scenario financial institutions will be dealing with starting Sept. 24 when the U.S. Department of the Treasury, the Financial and Banking Information Infrastructure Committee and the Financial Services Sector Coordinating Council stage a pandemic outbreak response exercise.

The exercise is voluntary, with online enrollment expected to begin in mid-July and close Aug. 31. Participants will include credit unions, banks, securities firms and insurance companies.

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