SAN FRANCISCO — Visa USA has rolled out a tool that the card brand said will make it easier for cardholders to budget their summer vacation expenses.

The brand's tool is called the Summer Travel Budgeting Center and features a free, Web-based budget calculator called the "Travel Wizard." Designed to help travelers stick to a budget while away from home, the "Travel Wizard" provides tips for consumers at all income levels and shows that with a little planning and the right budget, anyone can afford to take a break, Visa said.

Creating a vacation budget is crucial, with the results of a survey from Visa showing that American cardholders are planning on spending an average of $1,654 on their summer vacation, making it one of the biggest purchases most people are likely to make all year.

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